FACTS WHAT DOES NEXT BANKERS FINANCE DO WITH YOUR PERSONAL INFORMATION?
FACTS WHAT DOES LENDINGPOINT LLC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Next Bankers Finance chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES LENDINGPOINT LLC SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes — information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes — information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
QUESTIONS?

Call 888-221-9570 or go to www.nextbankersfinance.com

WHO WE ARE
Who is providing this notice? Next Bankers Finance,Next Bankers Finance Funding| 2017-,Next Bankers Finance 2018-1 SPE Trust, Next Bankers Finance 2018 Funding Trust, Next Bankers Finance 2019-1 Asset Securitization Trust, Next Bankers Finance 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, Next Bankers Finance 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.
WHAT WE DO
How does Next Bankers Finance To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Next Bankers Finance collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan or provide employment information
  • Give us your account information or tell us where to send money
  • Give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Next Bankers Finance,Next Bankers Finance Funding| 2017-,Next Bankers Finance 2018-1 SPE Trust, Next Bankers Finance 2018 Funding Trust, Next Bankers Finance 2019-1 Asset Securitization Trust, Next Bankers Finance 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, Next Bankers Finance 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.

    • Securitization Trust, Next Bankers Finance 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.

Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Next Bankers Finance does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Next Bankers Finance’s joint marketing partners include banks, home improvement finance, credit card companies and other consumer and commercial finance companies.
OTHER IMPORTANT INFORMATION
For questions or complaints about this loan, contact Next Bankers Finance at (888) 221-9570 or at customerservice@nextbankersfinance.com. Next Bankers Finance is licensed and examined by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting Next Bankers Finance, consumers can contact the OCCC to file a complaint or as a general credit-related question.